Harvey and Thompson | Payday advance | Cash personal cheques | Pawnbrokers | Loans | Instant cash

Get up to £600 PDA by cashing personal cheques

If you want up to £600 PDA as a short term cash boost to your finances then we can offer you a payday advance. All you have to do is write out cheques to the value you wish to borrow to H&T and we will give you the cash on the spot subject to a small commission fee and won’t bank the cheques for 30 days!

All new customers are entitled to our great introductory offer of £5 cashback for all Payday Advances over £400.

To put this fee into perspective we have compared it to an unauthorized overdraft charge from two major high street banks.

	Amount borrowed	Commission or charge	Total repayable	APR
H&T	£300	£44.83	£344.83	444.9%
Lloyds TSB*	£300	£60	£360	796.1%
Halifax*	£300	£58	£358	730.4%

* info based on Lloydstsb.com and halifax.co.uk and is accurate as at 13/3/06. Based on being overdrawn without authorisation for a month and having three payments going out of the account.

How it works

The process is simple and straightforward

	Simply visit your local H&T store with the following items: ID Click here for acceptable items. Cheque Book Cheque Guarantee card Letter detailing your address dated within the last 3 months Proof of income (such as payslip, bank statement)

	Write out cheques for the value of your Pay Day Advance

	We give you the value of the cheques, less our fee, in cash or on our Pre Paid Mastercard.

	We agree with you the best day to bank the cheques within 30 days of the loan

Where's my nearest store?

Click here to use the store locator to find the store nearest to your post code.

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