How do I qualify?All you have to do to qualify for a Same Day Loan is to be able to answer yes
to all the following questions:
- Are you in employment?
- Do you have proof of income?
- Do you have a cheque guarantee card?
- Do you take home at least £750 net a month?

We want your visit to your local H&T branch to be a worthwhile one, so please bring with you the required ID. With all items please bring originals, photocopies are not acceptable.
- Cheque guarantee card
- Your last two months bank statements
- A payslip
- Letter detailing your address dated within the last 3 months
- Details of your employer
- An up-to-date mini statement from an ATM machine
- Agree the amount you wish to borrow (£300 - £750) and sign
a credit agreement and direct debit mandate
- You receive your cash
- Repayments start on your next payday
Our rates
Example:12 month unsecured loan
| |
Amount Borrowed |
Interest over
12 Months |
Total
Repayable |
APR |
| |
|
|
|
|
| H&T Same Day Loan |
£500 |
£295.88 |
£795.88 |
151.62% |
| |
|
|
|
|


- Recommend a friend - If you have a friend who you think could benefit from one of our offers, then print off these recommend a friend vouchers and you could earn both of you up to £10 cashback!